A Mastercard survey of 300 fraud and risk executives reveals how AI is transforming fraud defense — and why collaboration, data, and governance are key to staying ahead.

Section 1: The Challenge

$485B lost to fraud in 2024
Fraudsters are using Gen AI, deepfakes, and social engineering at scale
90% of executives warn: failing to adopt AI now means higher losses later

Section 2: The AI Advantage

83% say AI accelerates fraud investigation & reduces false positives
42% of issuers saved $5M+ in 2 years using AI tools
Leaders rely on cross-channel detection, behavioral biometrics, and predictive analytics

Section 3: What’s Next

Synthetic identity fraud & impersonation scams are the fastest-rising threats
Intelligence-sharing alliances are key to stronger defenses

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“Mastercard helps businesses and consumers unlock the full potential of open banking—safely, seamlessly, and responsibly. With trusted solutions that prioritize security and transparency, organizations can deliver faster payments, streamline financial experiences, and drive innovation with confidence.”
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